Operating a business is all about risk and reward, but the stability of your business depends on management of unexpected risk.

Whether you are a seasoned risk manager or wondering how to begin, we can help as you consider your options to avoid, assume, prevent, reduce, or transfer risk

Insurance is the transfer of risk to an insurance company.  As independent agents we can do all your insurance shopping for you.
For a free review of your business insurance or a proposal for your future contact us at
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At David Chapman Agency the agent you buy the policy from is the same person that serves you year after year.

Many agencies focus on selling to new customers.  We focus on caring for you!
For changes or questions on your current insurance policies please contact our
Business Customer Service Department
Phone 517-321-4600
Fax 517-321-9443
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Ask us about flood insurance.  A flood can happen anywhere and your business insurance does not cover it.
Business Insurance in Michigan or wherever your business takes you.

Business Insurance
Is your business compliant with OSHA recordkeeping and reporting rules?  Click below   for informaton on form 300A and 301 recordkeeping and to determine if you need to file forms electronically with OSHA or just post them at your workplace.  You will also find information on reporting severe injuries establishing a reporting procedure, and informing employees of their right to report and injuries.